Through June 30, 2025, 2.99% APR financing for up to 48 months on new 2025 BMW X5 xDrive40i model is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 2.99% APR, a retail installment contract on a 2025 BMW X5 xDrive40i with MSRP of $73,375.25 may be repaid in 24 monthly installments of $3,153.43 or may be repaid in 48 monthly installments of $1,623.79. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through June 30, 2025. All offers are subject to dealer participation. Must take delivery by June 30th, 2025. Visit your authorized BMW Center for important details.

Through June 30, 2025, 2.99% APR financing for up to 60 months on new 2025 BMW X3 30 xDrive model is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. For example, with $0.00 down payment and 2.99% APR, a retail installment contract on a 2025 BMW X3 30 xDrive with MSRP of $54,625.00 may be repaid in 24 monthly installments of $2,347.61 or may be repaid in 60 monthly installments of $981.30. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Applicable Credits are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through June 30, 2025. All offers are subject to dealer participation. Must take delivery by June 30th, 2025. Visit your authorized BMW Center for important details.

Eligibility Requirements To participate in the College Graduate Program, you must: Have earned an undergraduate, graduate, or associate’s degree from a U.S. accredited college or university within the previous 24 months, OR be eligible to graduate within the next 6 months and have a verifiable offer of employment. A copy of your diploma or official transcript will be required. Proof of income or employer letter with the Human Resources representative’s contact information, stating position/title, and income. Have at least 6 months of credit history with no previous derogatory marks on any credit lines. A debt-to-income ratio of less than 45%. Automotive payment to income ratio of less than 20%. Security deposit will be waived unless stipulated by credit. $1,000 towards the lease or finance of a new Model Year 2024-2026 BMW vehicle or Model Year 2020-2023 BMW Certified Pre-Owned vehicle. Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms to qualifying customers are subject to approval by BMW Financial Services based on credit score, credit application, and other considerations. Offer valid through 01/04/2026. See your BMW Client Advisor.

From 4.99% APR up to 36 months at $29.97 per month per $1,000 financed applies to all 2020–2023 BMW Certified Pre-Owned models. No down payment is required. Offer valid through 06/30/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.

From 4.99% APR up to 36 months at $29.97 per month per $1,000 financed applies to all 2020–2023 BMW Certified Pre-Owned models. No down payment is required. Offer valid through 06/30/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.